What About Car Rental Insurance?

Your car rental company will try to sell you car rental insurance. This insurance insures you against the possibility of any accident that happens while you are driving a rental car. When you rent a car this is a good thing to have, but before you pay for it, check what insurance you already have.

Many personal car insurance providers cover damage that occurs when the driver is in a rental car. Before you pay for car rental insurance, check with your insurance provider to see if you have this coverage. Also, many of the major credit card companies insure cars rented using their cards. If your insurance company does not cover your rental, check with your credit card company.

If you find that neither your insurance company or your credit card cover rental car insurance, you may want to consider purchasing it. Yes, it is an added fee, but if you wreck the car you are renting without insurance, you will have to pay for the car. Also, if a person is injured due to your driving the rental car, you will be liable. It is better to be covered.