1. What is Rental Reimbursement?
An auto accident can happen at any time and anywhere. Having auto insurance is extremely important to getting your vehicle fixed. But what if you won’t have a vehicle for awhile while the repairs are being made? That is where having rental reimbursement insurance comes in handy. Rental insurance is not only convenient, but can save you money on car rentals.
Rental reimbursement is offered through almost every auto insurance company. It is always an optional insurance, which means you will pay more for it in your premium. However, the price is minimum compared to what renting a car will be while yours is being fixed. When you are selecting rental insurance, make sure to think about the size and model of the vehicle you would need, especially if you have a large family and need to have a lot of room.
In most cases, the deductible on your own insurance policy would have to be paid if you are involved in an accident in the rental car. After that is paid, the insurance will cover the rest. This will include the use of a rental car, usually for a set period of time. Talk to your insurance company to understand how long you can rent a car for if needed, and just what your rental insurance covers.
2. Rental Insurance
There are many questions one may have when driving a rental vehicle. Insurance is an important factor to consider when driving a rental car. Most people want to know whether they need to have insurance when they drive a rental car or truck. Many times it depends on how much insurance you have on your own vehicle. Most of the time, having coverage and deductibles on your own vehicle will be enough to cover a rental car. You will need to talk to your insurance carrier to see just how much they will cover. Typically, having comprehensive and collision on your auto will cover a rental vehicle that becomes damaged in an accident. Make sure to find out if the collision coverage on your own auto insurance policy will also cover a rental.
With all insurance coverage, there are specific lengths of time that you can rent a vehicle and still receive rental reimbursement. Your contract will state just how long this may be. It can depend on what happens to your car, as well; if it is being fixed, if it was totaled or if it was stolen. Talk to your insurance company or check your contract to find out the length of time you will have to rent a vehicle. Most companies allow a generous amount of time to rent a vehicle while yours is being fixed.
Monday, June 9, 2008
Sunday, June 8, 2008
Car Rental,Cost of Renting a Car
There is no cut and dried cost to car rental. Your cost will be based on several factors. First, the car you choose will affect the cost. Typically, the larger the car, the more it costs to rent. If you need to rent a van or SUV, for example, you will pay more than for a compact car.
Remember to consider the size of the people and their luggage when you choose a car. It can be tempting to pick an economy sized car to save some money, but you want to make sure you will not be driving down the road with a suitcase in your lap! Only rent the car that has the size you need, and you will be fine.
Another thing that can affect your cost is any extras you want in the car. Some car rental companies will loan you car seats, DVD players, and GPS systems. This is great, but they cost extra. Only rent them if you need them.
Finally, check on the mileage requirements for your rental car. Most car rental companies have a mileage limit on their cars. If you drive over the mileage limit for your rental time, you will be charged a per-mile fee. This can be quite steep.
Remember to consider the size of the people and their luggage when you choose a car. It can be tempting to pick an economy sized car to save some money, but you want to make sure you will not be driving down the road with a suitcase in your lap! Only rent the car that has the size you need, and you will be fine.
Another thing that can affect your cost is any extras you want in the car. Some car rental companies will loan you car seats, DVD players, and GPS systems. This is great, but they cost extra. Only rent them if you need them.
Finally, check on the mileage requirements for your rental car. Most car rental companies have a mileage limit on their cars. If you drive over the mileage limit for your rental time, you will be charged a per-mile fee. This can be quite steep.
Choosing a Car Rental Company
Most consumers choose their car rental company based on which one has the most affordable rate. This can be a good way to choose, but there are some other things you want to consider when making the decision as to which company to rent a car from. First, make sure the car rental company you are considering is reliable and has a good reputation. This is important, because you will likely pay for your rental car with your credit card, and if the company claims you damaged the car they can charge you. Also, you want to make sure you will be getting a reliable car, and this is certain when you choose a reliable car rental company.
Next, check the terms and conditions the company has for their car rental services. Make sure there are no hidden fees or clauses that you may want to avoid. Also, check the minimum age requirement if you are younger than thirty. Most car rental companies will have a minimum age. You can usually rent a car if you are younger than this age, but you will be paying extra.
Another consideration is whether or not the car rental company has a variety of vehicle sizes for you to choose from. If you are traveling with your family, for example, you may want a van or large sedan rather than a compact car. Make sure that there is a wide range of vehicles to choose from so you will get one that meets your needs. In addition, if you are in need of car seats for your kids, look for a car rental company that offers these services.
Next, check the terms and conditions the company has for their car rental services. Make sure there are no hidden fees or clauses that you may want to avoid. Also, check the minimum age requirement if you are younger than thirty. Most car rental companies will have a minimum age. You can usually rent a car if you are younger than this age, but you will be paying extra.
Another consideration is whether or not the car rental company has a variety of vehicle sizes for you to choose from. If you are traveling with your family, for example, you may want a van or large sedan rather than a compact car. Make sure that there is a wide range of vehicles to choose from so you will get one that meets your needs. In addition, if you are in need of car seats for your kids, look for a car rental company that offers these services.
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